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Ellie Cunningham

Bio Statement How To Clean Your Credit Score Report

Here are some tips that show you how to clean your credit score report

Tip # 1 to clean your credit credit score report is to pay your expenses as soon as you get them.

So you've made mistakes on your credit in the past. Start over by paying your expenses and bills as soon as possible. It's a habit you need to get into. If you leave your expenses until a later date, you will always forget to pay on time. The ramifications are bad, late payments count for up to 35% of your credit score. What's worse is that companies almost always report your late payments to the credit reporting bureaus right away. The late payments for guaranteed approval loan for bad credit affect your credit score negatively.

Tip # 2 to clean your credit score report is to give it time.

One thing you'll realize is that money is less important than time when it's time to clean your credit report. You may or may not have a lot of money, however, you don't have more than 24 hours in a day. Cleaning your credit takes time. Whether you have faced a major setback like a bankruptcy or have a few medical bills that you're disputing will take time to have them come off your credit report. It will also take time for you to get the best interest rates. As time passes and you continue cleaning up your negative marks, the higher your score.

Tip # 3 to clean your credit score report is to make note of anything and everything.

Be proactive and add notes for your credit report. You need to be diligent when you are working to clean your credit score report. If there's a problem you cannot resolve such as loan defaults listed by a lender that didn't service your loan or a medical bill that was for your father of the same name, make sure to make note of the error. Leaving a paper trail of the problem and your attempt to rectify the problem shows you are working to clean your credit report.

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